1.   Terms of Use

By visiting and reading this blog you understand that the content provided is not guaranteed to be accurate.  All information provided on this blog is for entertainment purposes only and any content on the site is not to be taken as medical, legal, financial, or other professional advice. We are not financial advisors and any investment discussions or ideas should not be taken as financial advise.  Any suggestions, content, or information on this site should be taken as entertainment value only.  You agree that you read this blog at your own risk and understand that you are reading this blog by your own free will.

2.   Copyright Policy

All written content on Time Hedge is original unless noted.  Time Hedge is the legal copyright holder of all material on this blog unless noted and others cannot use it to reprint or publish without written consent.

3.   Hold harmless clause

All information presented on the Time Hedge blog is for entertainment and/or informational purposes only and shouldn’t be seen as any kind of advice, such a medical, legal, tax, finance, emotional or other types of advice. Any information relied or acted upon from the Time Hedge is at the risk of the reader.

4.   Not a Professional

The Time Hedge is not a professional, Therefore, we are not a doctor, medical professional, health professional, financial advisor, tax professional, attorney, engineer, etc. Since we are not professionals, the information on the Time Hedge shouldn’t be seen as professional advice.

5.   Are a Professional

Please note in some small cases we may hold professional licenses in topics we write about.  Despite any professional licenses, the blog posts are still made  for information purposes only and shouldn’t be seen as financial, health, nutritional, medical, or legal advice. Please consult with a professional before taking any sort of action on anything you read on the Time Hedge blog.

6.   Reserve Rights

Time Hedge reserves the right to change the focus of the blog at any time even including full termination of operations or a sale of the blog completely.  Terms of use may be changed at any time without notice.

7.   Advertisers and Sponsors

Time Hedge may include advertisements, paid reviews, paid sponsored posts on the blog.  Time Hedge will not be held responsible for the actions of any advertisers, paid reviewed product companies, and sponsors.  If you purchase a product from a sponsor on the website all support including repair and refunds must be directed through the company where the purchase was made.  Time Hedge will not be involved in resolution of these issues.

8.     Nature of Time Hedge

The Time Hedge Blog aims to help people think about how to best live their lives.  This includes examining money vs time.  How hard you should work vs how much time you should spend for yourself.  These topics will mainly be focused on financial decisions that impact your life.  There will still be entertainment, news, and general life questions mixed in as well.  There can be a variety of topics unrelated entirely from the purpose form time to time as well.  There may be products advertised and sold on the website that relate or are unrelated from the blogs goal.

9.     Opinionated Content

Please note Time Hedge is merely the opinions and ideas of the owner.  They may not reflect the opinions of any organizations that might be affiliated with Time Hedge including sponsors and advertisers.

10.   Privacy Policy

We will never sell your contact information.  We will take reasonable efforts to protect your information.  We will not be responsible for compromised information due to website hacking.